Wealthy Builder

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Deal Structure

How to Build Custom Homes Without Using Your Own Money: A Proven System for Builders

The biggest myth in custom home building? That you need deep pockets or investor backing to succeed. This misconception keeps many talented builders from scaling their business or even entering the market. But what if you could build beautiful custom homes without risking your own capital? The Traditional Model is Broken Most builders face these common challenges: Draining personal savings to buy land and fund projects Dealing with high-interest construction loans Risking personal assets as collateral Waiting until completion for full payment Struggling with cash flow during builds The result? Stress, limited growth, and unnecessary financial risk. A Better Way Forward Dave Reagan, with over 35 years of building experience, has perfected a system that eliminates the need for personal capital while maximizing profitability. This isn’t about finding investors or taking on loans – it’s about structuring deals intelligently from the start and choosing the better deals. The Key Elements

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How to Structure Your First Custom Home Deal with Zero Personal Investment

Think you need deep pockets to build custom homes? Think again. Today’s smartest builders are structuring deals that require minimal personal investment while maximizing profit potential. Here’s exactly how it’s done.   The Traditional (Risky) Way most builders think they need to: Put up large deposits for land or buy the land before they even have a custom home client Finance construction costs personally Wait months for payment Risk their own capital   But there’s a better way. The Smarter Approach to Custom Home Deals Let’s break down a real example of how this works: Step 1: Find the Right Opportunity Instead of searching for buyers first, start with land. Look for: Lots listed on MLS Lots for sale by owner (often on Zillow) Undervalued properties Motivated sellers Realtor relationships Pro Tip: Don’t just look at land prices – look for properties where you can add immediate value through your

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Why Most Land Development Deals Fail (And How to Make Yours Succeed)

Think you need deep pockets for land development? Most builders do – and that’s why they fail. Let’s discover how smart builders are controlling land with minimal risk and zero personal investment.   The Old Way (That Usually Fails): Buy land outright Pay for all improvements Hope buyers come later Risk your own money   The Smarter Way to Control Land..   Find Hidden Opportunities Look for: Stale MLS listings Lots sitting unsold Frustrated landowners Realtor relationships who eventually will even bring you land deal before they go to the MLS   Real Example: “That lot sat unsold for four years until we put together a home package. Once I put together the 3D renderings, it sold in weeks.” – Jeff Walsh of Walsh Design & Build in IL and FL   Control Without Buying Use simple agreements to: Option the land Create home packages Market the opportunity Minimize risk

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The Secret to Getting Paid Upfront in Custom Home Building

Want to know how successful builders get paid upfront instead of chasing payments? It’s simpler than you think. Let’s break down the basics of smart payment collection. The Traditional (Risky) Way: Wait until project end for profit Cover all costs upfront Chase late payments Hope clients pay on time The Smarter Way to Get Paid Start with the Right Agreement Get paid for your expertise from the beginning with a Design & Discovery agreement after their complimentary initial consultation: Small design fee ($1,000-$2,500) Shows client commitment Helps builds trust and allows you to get paid for pricing out the home Starts cash flow to cover designer fees Structure Smart Deposits Before breaking ground: Agreement signing: $25,000 Permit stage: $100,000 Clear timeline of deposits and payments in your Constructions Specifications Agreement Written expectations Regular Payment Points Set clear milestones and get paid for as many milestones as they star.  Some examples

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How to Find and Control Land Deals Without Using Your Own Money

The biggest secret in custom home building? You don’t need to buy land to control it. Smart builders are securing prime lots without risking their own capital. Here’s how.   The Old and risky way most builders use: Buy land outright Tie up their money Hope clients come Take all the risk   The Smarter Strategy…   Find Overlooked Opportunities: Stale MLS land listings or potential tear down opportunities  Expired listings Frustrated sellers Realtor connections   Success Story: “The lot sat unsold for years. I put together a home package without buying it, and had it under contract in weeks.” – Jeff Walsh of Walsh Design & Build in FL and IL   Create the Vision Simple steps: Design fitting home or use an existing 3D plan Create renderings Set package price Make it real   Structure no-risk deals with these key elements: Option agreement No money down Clear timeline

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