Wealthy Builder

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Deal Structuring & Financing

How to Build Custom Homes Without Using Your Own Money: A Proven System for Builders

The biggest myth in custom home building? That you need deep pockets or investor backing to succeed. This misconception keeps many talented builders from scaling their business or even entering the market. But what if you could build beautiful custom homes without risking your own capital? The Traditional Model is Broken Most builders face these common challenges: Draining personal savings to buy land and fund projects Dealing with high-interest construction loans Risking personal assets as collateral Waiting until completion for full payment Struggling with cash flow during builds The result? Stress, limited growth, and unnecessary financial risk. A Better Way Forward Dave Reagan, with over 35 years of building experience, has perfected a system that eliminates the need for personal capital while maximizing profitability. This isn’t about finding investors or taking on loans – it’s about structuring deals intelligently from the start and choosing the better deals. The Key Elements

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Why Most Custom Home Builders Are Losing Money By Bidding Against Other Builders (And What To Do Instead)

In today’s competitive market, too many custom home builders find themselves trapped in a cycle of bidding against other builders. They spend countless hours preparing detailed proposals, only to lose out to lower bids or, worse, win projects with razor-thin margins that leave little room for inevitable challenges. But what if there was a better way? Dave Reagan, a 35-year veteran builder, discovered a system that completely eliminates the need to bid against other builders. Instead of competing on price, he gets paid upfront and maintains healthy margins on every project. The Secret? Pre-sold Custom Homes The traditional model of bidding against other builders is fundamentally flawed. Here’s why: You’re Starting from a Position of Weakness – When you’re one of multiple builders bidding on a project, you’re immediately commoditizing your services. The conversation becomes primarily about price rather than value, expertise, or relationship. You’re Investing Time with No Guarantee

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How to Structure Your First Custom Home Deal with Zero Personal Investment

Think you need deep pockets to build custom homes? Think again. Today’s smartest builders are structuring deals that require minimal personal investment while maximizing profit potential. Here’s exactly how it’s done.   The Traditional (Risky) Way most builders think they need to: Put up large deposits for land or buy the land before they even have a custom home client Finance construction costs personally Wait months for payment Risk their own capital   But there’s a better way. The Smarter Approach to Custom Home Deals Let’s break down a real example of how this works: Step 1: Find the Right Opportunity Instead of searching for buyers first, start with land. Look for: Lots listed on MLS Lots for sale by owner (often on Zillow) Undervalued properties Motivated sellers Realtor relationships Pro Tip: Don’t just look at land prices – look for properties where you can add immediate value through your

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The Secret to Getting Paid Upfront in Custom Home Building

Want to know how successful builders get paid upfront instead of chasing payments? It’s simpler than you think. Let’s break down the basics of smart payment collection. The Traditional (Risky) Way: Wait until project end for profit Cover all costs upfront Chase late payments Hope clients pay on time The Smarter Way to Get Paid Start with the Right Agreement Get paid for your expertise from the beginning with a Design & Discovery agreement after their complimentary initial consultation: Small design fee ($1,000-$2,500) Shows client commitment Helps builds trust and allows you to get paid for pricing out the home Starts cash flow to cover designer fees Structure Smart Deposits Before breaking ground: Agreement signing: $25,000 Permit stage: $100,000 Clear timeline of deposits and payments in your Constructions Specifications Agreement Written expectations Regular Payment Points Set clear milestones and get paid for as many milestones as they star.  Some examples

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